【CCL资料】CCL Business 商业背景知识音频资料（一：Avoiding scam）,笔果英语微信公众号文章

商业business的话题虽然目前

在CCL对话中暂时没有出现过，

可是笔果教育的两位考官以及我们的教研团队，

CCL是无法用PTE“机经”的逻辑来理解和备考

从本期CCL背景知识音频文本资料开始，

小柠檬会为大家带来Business中

几个比较重要的话题的资料，

其中包括：

1. 消费者事务署提供信息

2. 银行业务

3. 澳洲公平竞争和消费者委员会提供信息

4. 澳洲贸易

今天我们一起来学习CCL Business 话题中的消费者事务话题：

Avoiding scam 避免受骗

小柠檬贴心地为大家附上了如何正确打开资料的方式：

1. 看文本，记录business细分话题相关规定及细节（不要忘记数字噢！）；

2. 听音频：音频由口音纯正的老师亲自录制，重点抓取文本里中英双译的key words，记录单词并积累单词。

*本段英文音频及文本资料加入了更多关于assurance of support的信息。

英文文本:

Being Scam Savvy

1. introduction:

Scammers are often professional criminals. Anyone can fall for a scam, because scammers are getting smarter and using more sophisticated tricks to dupe thousands of Victorians every year.

In 2018, Victorians made more than 39,000 reports of scams, up from 33,000 the previous year. They also reported losses of more than $20 million.

2. Investment scams

Investment scammers may contact you offering unsolicited advice on investment opportunities such as shares or property. They make claims that an investment is risk-free, or that it will quickly make you rich. They say you need to act immediately, or you will miss out.

Scammers may also use advertising or ‘free’ investment seminars to promote their schemes.

To protect yourself:

-do not respond to unsolicited calls or emails offering investment opportunities

-be suspicious of investments that promise a high return with little or no risk

-get independent financial advice before making investment decisions.

3. Phishing – check their details before they get yours

Phishing scammers may contact you by phone, email, text message or social media. They pretend to be a business that you have an account with - such as your bank, phone company or internet provider - and ask you to provide or confirm your personal details.

If you give the scammer your details, they can use them to steal your identity and your money.

To protect yourself:

-don’t provide any information

-contact the business independently to check whether the call or message is genuine.

4. Keep these tips in mind when you are online:

-Watch out for unsolicited emails or phone calls from scammers pretending to be from a government agency, bank or other well-known organisation, saying you owe money.

-Scammers often threaten that if you do not pay immediately, a warrant will be issued for your arrest. Check with the organisation by contacting them directly.

-Be wary of online sellers offering goods and well-known brands at extremely low prices.

-If you’re selling items online, do not follow the links in a payment notification email to check whether the payment has arrived - log into your account directly.

-When dating online, don’t send money to someone you have never met, even if you have spoken to them or received gifts from them.

-If you are searching for rental properties online, always inspect the property you want to rent before signing a lease agreement or sending any money.

-Be wary of unsolicited emails saying you have unclaimed funds or are owed money.

-Do not let anyone pressure you into making quick investment or financial decisions.

-Never send money or bank details to claim a prize.

-If you get a call out of the blue from someone saying they need to access your computer to repair it, hang up - it may be a scam. Get a professional to check your computer if you think it needs repairing.

中文文本：

骗局是指无耻之徒为窃取金钱或个人信息而设计的诡计。

骗子可以通过电话、电邮、短信和邮件与人联系。下列是在澳大利亚常见的诈骗行为种类：

1. 投资诈骗

2. 钓鱼诈骗

3. 彩票诈骗

4. 退款骗局

5. 情感骗局

保护自己——谨记防范骗局的要点

-如果事情好得令人难以置信，那很可能就是骗局

-请提防无端收到的声称您有未领取的资金或未收回的欠款的邮件、电话或信件

-请不要为了领取奖金或退款，寄送金钱或个人银行详细资料