A First Mortgage Investment is a loan or debt, secured by a legal mortgage over real property. The type of loan may include advances in relation to residential, commercial and industrial properties. The mortgage is registered with the relevant State Authority and provides the investor with a power of sale over the property and with priority over subsequent registered and unregistered mortgages and any other non-secured creditors of the borrower.

第一抵押固定收益产品是通过对实体商用不动产进行第一债券的低比例抵押实现投资者本金保护以及固定收益的一种理财产品。商用不动产包括商业拥有民用房或土地，商用房产以及工业用房。投资实现后投资者将会成为为该抵押不动产第一债权人，并在州立土地局注册。作为抵押不动产的第一债权人集团，在借款方在合同规定的条款下不满足还款或还息要求时该集团将享有资产分配赎回的第一优先权。通俗的来说投资人将扮演的银行的角色，而我们的基金平台会全程提供专业的后台服务以及处理所有相关的法律文件。