【Dawn老师专栏】RL & SWT高频题Student Loan独家解析。,7PLUS英语微信公众号文章

今天我们分析的这篇听力在最近的考试中出现频率非常高。就文章内容而言比较简单，没有太多生词难词，speaker 语速适中，但是有的时候同学会觉得文章中听到的点很多，不知道应该说哪一点。

遇到这种情况下我们就要尽量在理解文章大意的情况下进行分类，然后选择与文章大意更相关的信息点说出来。但是如果同学第一次没有完全听懂，那么做RL的时候还是要把自己听到的点都说出来。

(此音频源于网络）

我们需要对文章逐段进行一个详细的分析。

I'm 43 years old and I owe tens of thousands of dollars in student loans.

文章开篇就提到speaker现在自身的情况，43岁仍然背负学生贷款。所以我们可以确定这篇文章讨论的是的学生贷款，所以我们在模板第一句要说出来这个主题。

Oh sure, I knew the loans were piling up as I went through school. But with one loan coming from here, another from there, I had no idea of the rockslide that was building. Fifteen years later, I still experience moments of sheer horror regarding my family's financial situation. （15年之后，我仍然会在我的家庭经济状况方面面临一些很艰难的时刻。）My monthly student loan payment is more than triple my car payment. OK, so without my college degree, I would not have been able to get my current job. For that I'm grateful; but at what cost ?

此后的几句话都是在说她在毕业很久以后依然背负大量的学生贷款，并且学生贷款不断累积，影响了她家庭的经济状况，使得她面临很多困难。之后她做了一个让步，表示如果没有这个学位，她将不会有现在的工作，对此她表示感激，但是为了这个她付出了太多。

My loans have been accruing at a rate of 10 percent, and now they have burgeoned to — well, I'm an English major, you do the math.（我的贷款以10%的速度增长，现在它们已经增长到了——我是英语专业的，你们来算吧。） I don't think they'll ever get paid off. We're in debt way past our eyeballs, and there's no hope in sight.（我们的眼中只有债务，视野中完全没有希望。） I'm being kept in class — a financial class of graduates whose only hope for attending college meant borrowing money from the government. Because of our mounting credit card debt and monthly payments that far exceed our family's income, my kids will also join the class of citizens who can't rely on their parents for college support.

这一部分是speaker在具体描述她为了这个学位付出的代价：包括学生贷款的快速增长，她只能看到无穷无尽的贷款，而看不到希望，她家庭的卡债和每月的账单远远超过了她的家庭收入，她的孩子们也将加入那些无法依赖父母付大学学费的公民。

Do I wish I'd chosen another educational route? You bet. （当然。）Perhaps trade school（职业技术学校） — I've thought that being a plumber might not be such a bad gig. But if your job aspirations require a four-year degree, take my advice and choose a college you can afford, both during and after graduation. Take a realistic look at your anticipated income, and factor in priorities that don't carry a price — like the spouse and children you might want to have some day.（现实的看待你预期的收入，以及那些无价的、需要你优先考虑的事物——比如说你未来会有的配偶和孩子。）I was overconfident that my student-loan debt would pale in comparison to the lucrative writing career I'd enjoy after graduation. Now I'm paying for that decision — in more ways than I'd ever imagined. （现在我正在为那个决定付出代价，以比我当时能想象的更多的方式。）

这一部分作者提到说她希望自己选取了一个别的专业。她建议学生们，如果以后想做的工作需要一个四年的大学学位，最后选择一个负的起的学校，不管是读书时还是毕业以后。不要对自己未来的收入太有信心。她表示自己就是一个例子，她当时对自己的写作事业太有信心了，现在正在以各种方式为此付出代价。

所以，根据以上分析，我们的答案应该如下：

Retell Lecture 参考答案

In this lecture, the speaker talked about her student loan.

In the beginning, she mentioned that she was forty-three years old and still owing thousands of dollars of student loan. Her student loan payment was triple of her car payment.

She then went to talked that without her degree, she would not get her current job and for this she was grateful. But she paid too much for it.

After that, she said her children would not be able to rely on her on college tuitions due to their family financial situation.

By way of conclusion, she suggested the students to take realistic looks of their future income and choose affordable colleges both during and after graduation. She was overconfident about her future career as a writer and now she is paying for the decision.

虽然RL 和 SST是同样的题库，但是我们在做题的时候的侧重点是不太一样的，RL 强调的是我们把听到的信息点流利的说出来，而SST强调的是对文章要有一定的概括总结，所以有一些太多细节的点是我们没有必要写在70字的概括里的。

Summarize Spoken text 参考答案

The forty-three-year-old woman is still paying her student loan after fifteenth years of graduation because the loan is piling up. She would not get her current job without the degree but it has cost too much and her family’s financial situation is horrible due to the loan. She suggests us to take a realistic look of our future incomes and choose affordable colleges both during and after graduation.

以下是同学们有可能在听力过程中听不出来的单词和词组