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![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rblofQk9NcI6MOhhmkAq_gobbDcCWJWto-QtuxpkpQ_QI6t_CBQ6JfLqbWmvQzrnUE7mFLG4jYQs4QX_X-0Q7gbXk62jDa27p_nwI-Yk-kvH53zVgA279Qpf_wrzKXAJ-mbSYVdaFS0Izu8mhH_C5MxR4J03nTmJAz1J-Jd1zXPgMg/awb.jpg)
OSHC是一个既熟悉又陌生的词
你必须得买它
但你可能不知道如何选择它
你知道你拥有它
但你可能不知道怎么去使用它
![](https://i.aoweibang.com/img/eZfqWeYjVLMfAzSheBozcm2vbh8n-9BSgHd0-ZxwgeIMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQkSyHU9b-HtyoEyygkCYSx7ld2ZgOtOfV_GVxwtM8z7x_ijOUDxxJJNfJop63eSprSBjV2sHFx4cheJkUX5CpQOL-GxS3JEl34pypd88myYbcyLw6WsLEDuyLf_BBq9Vxw/awb.jpg)
OSHC
Overseas Student Heath Cover
顾名思义它是
在澳大利亚的国际留学生
必须购买的医疗保险
可能会有小伙伴说
我身强体壮
常年不生病
不买保险行不行啊?
答案是:不行!
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
现在澳大利亚主流市场上
有很多的保险公司
我们作为留学生该怎么选择呢?
Student Medicover选取了
几家主流的保险公司
给大家做一个对比
![](https://i.aoweibang.com/img/eZfqWeYjVLMfAzSheBozcm2vbh8n-9BSgHd0-ZxwgeLUrRUa4B-qNoGitlOsoW7OUAowARxPS7PsvlkEIMtnj5P4PW9kVSUJ3smCXqzWuT66JFjND2a7OQelCJbKjnUn-2r3YtfSLqQvpTNc5VoAVNnmdiN2Wl_eqfdAA1M28-TZO5pXavaazHsJZdWOVm3AVciTB9gU13FrbchU2yAftA/awb.jpg)
澳大利亚主流市场保险对比
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQjcoLMOhl-XY1FMxJAvnFz9qiKV6fInyW-ndcsxtsgXL7EPFb3JBvINtQhjjOnvXcadr5oBNQPV7su3SzoBsGimcf6o-ZcL4j-0RhO5i97JKnShs3NI-6lxfCHzx11exZg/awb.jpg)
各个保险公司的优势
向下滑动查看更多
如果你想在现有保险期间转到另外一家保险公司是不需要手续费的。一般流程是先购买新的保险再向原有保险公司申请退款。只有Student Medicover可以帮助你进行转保险的操作哦~
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
看到上述表格同学们肯定
会有很多疑问
现在就来为大家一一解答
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQp7ETurNfRS-Sr66iGy6LhZZpbYGNcr2D5jDn42z6gj25Fe40Q3b2DbT8lLkKhWiis-9ZFIPe1e24xqCOgyNqmS9DMm3czUTLX-QjgWC-Iuh5rCwqZnK0jWcWJ_J5nrdeQ/awb.jpg)
专业术语
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoE0KazDcSxgNGrv6nUlbl5KNZc3EZqGhyxRQv1WquCnGY8qdHCiyqWmakTCtuHGnBFhdAYmyx-H2NFP8vvBPLLtzTyQ2ixI2ufVAQe9UngiL1lRTHe1xWigpfd8mxIP-A/awb.jpg)
哪些是OSHC不包含的部分呢?
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQjfbI9Up0dYzm4SHRiZFoZTpBgeqQT8r0uNDm6UwAfsHQ4VYMDQEvSxk7Wx2Lvnhsn5kHscb2Z3h9SFaQAGIkaQ1MBGavg7SoMsuGsgLQARy2GWvbFu6HZlUizGxg6aXeQ/awb.jpg)
如果有新冠症状
OSHC是否cover?
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQj3qEbZ9pcehpSf0uqHisHyp4yySFFa2dopc0YWaaW-GhD4_nJ6W437oz83nYYp4aOAqZ2T02iaBni_vcwvM75e0kgnNLk-WkaTEZyMpIZ3rXy-PqIqfr2c5mYyCtscSoQ/awb.jpg)
报销(Claim)
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQlVomwGNS5-tmZjyLJcvUToMBvNYHp38D40zMq62cbFEHa5-epC30Mn93BPLCHkgVMLUd_PtdsnW3coG1PS0oS9iDGb5vzlCSobUwEK3rtBdsUkZ3OEHdZGYpeGnzstuZA/awb.jpg)
处方药
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQv4JZlOpCzR5L2-HPZyG3uuNEmARRrpZCgx0obpRGQM5M5Eby1nM1dCsLpdunJ0VK6IAstHBcprWwaoN5a1GlpScf6o-ZcL4j-0RhO5i97JKnShs3NI-6lxfCHzx11exZg/awb.jpg)
病情过度等待期(waiting-period)
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQuHe2oJRwmVYyEtBEAg6EfTCdZiwOvjiURoR1GkXw_EutBnZ-J-UbO10Wzyu5pJO8vbSCqKvg_2f61ljkANxAsE1MBGavg7SoMsuGsgLQARy2GWvbFu6HZlUizGxg6aXeQ/awb.jpg)
疫苗
大部分保险公司的OSHC都是不包括疫苗的,但少数计划例外,疫苗计划里一般包括:
需要注意的是接种疫苗之前,有两个月的等待期。单身人士疫苗赔付额度为$100pa,家庭及夫妻每年额度为$200pa。
![](https://i.aoweibang.com/img/eZfqWeYjVLMfAzSheBozcm2vbh8n-9BSgHd0-ZxwgeIMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQlWhP-uTtV7T_35V_u_pTYTuEzuYISA_Rw9Mr-LuV-_fN0rGhJho1bn0E468gvDXaykno2UKltqclaCKv_Di1FnhXf282GUzMl6XPXkwwDP0acN_lH9nRuVtuDHorD4tFg/awb.jpg)
如果对医疗保险和
在海外就医有任何问题
同学们可以长按下方二维码
添加微信小助手咨询哦~
不管您是哪个医疗保险公司
都可以提供帮助
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQnH-fAcuqZiNZ3RSgFQBDbkmI1F8LvCPeRvA7vhDqzemz3uy_mufsbHZ7hSiwGV-54KJ-RiG_TxeEC8Z6Yc2II-SkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
Student Medicover是国际留学生市场上最大的健康医疗保险,致力于改变国际留学生在保险需求上的不对称。全球范围内服务着来自43个国家超过30万的国际留学生。
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQkvj6ZnxnD-N_D7VaPVUlMsnYEd711LWdDsYRV-ORbTb77YejdwW-1S1O1l8Rz3in8fSr4Ms8xUEy22BxCaQmC-0kgnNLk-WkaTEZyMpIZ3rXy-PqIqfr2c5mYyCtscSoQ/awb.jpg)
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
联系我们
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQi0gvTKhfFq1smWdHspyfF5CYVJ7nq7Y35RemQGX6iwTs0H6H9ua9j3DCZPJxS_mzH6ItWmmWw0E6O8I-_3igSOcf6o-ZcL4j-0RhO5i97JKnShs3NI-6lxfCHzx11exZg/awb.jpg)
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
![](https://i.aoweibang.com/img/gPlFsC1KwQPfPc-3PqX6SWg89bU3XHIppoJf3vri6AwMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQhB__bscsiGhTaB8mmpza4O_0FjiYxp5CJ8KQ4cwQEI3BlJHb81H4MV_HpKaYqGsRp8dAPo2wUO7WWzVwTzYvsLtzTyQ2ixI2ufVAQe9UngiL1lRTHe1xWigpfd8mxIP-A/awb.jpg)
![](https://i.aoweibang.com/img/ep-sjWxc0Lx1WuIjzW8HEPEEkWajDELNGKWrMrD8rbkMhpdBkxCfgE5SNuHHG4wVvc9H6SARb6LPIL5r4vzNQoCbBH3Z_5M9KzXlzpJCTJNIgrq9qi-wYQaVFkXdt0ejwvpkzWqv8cIj_XrDnhGWz4VbYYJBaF6KSCpIfdJe5hmSkONadMgWk1vhDooWCMmy3xQMTjd-VYXrSmjPLMK6LA/awb.jpg)
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