Dialogue 1 Aged Pension

Good morning Mr. Jiang, it’s good to see you in person.

你好，Ben。我想来咨询我能不能领养老金的事。因为我明年8月就满66岁了，我是一名退休的水管工。

Sure, to be eligible for the aged pension, you have to meet the requirements for both the age and the residency.

我是澳大利亚公民，我是20年前来的澳大利亚，当时来的时候是持的配偶签。

Alright. You’ve met the 60 years old requirement since you will turn 66 next year, and 10 years residency requirement. However, we still need to have an income test.

我自从退休以后就没有工作过，没有收入。我老伴已经10年没有工作过了。

The income will consist of all source of funds. Do you have any property assets, the overseas income? And any kind of investment likes shares?

我的理财师告诉我，我们有一栋房产价值60万元，股票还有其他投资价值5万4千元。这些都是在我和我老伴共同名下的。

Based on the information you provided, I’m afraid you will only be eligible for part of the aged pension as the threshold of income is thirty-six thousand dollars per year.

这样我们只能申请一部分养老金了啊？那好吧。我听说有两种福利形式，你能跟我讲讲吗？

Sure, one is called concession card, which you will be eligible for the Medicare service and prescription medicine. The other one is commonwealth benefits, which you could receive the service from the State government or the commonwealth.

太好了，我们终于可以享受一部分政府福利了，感谢你，Ben！

Dialogue 2 Parent Immigration

Good morning, miss Ma, nice meeting you, please have a seat.

早上好Naly先生，不好意思我迟到了，因为我找不到你的办公室。都是我的错，我在全球定位系统里输入了错误的位置。

It’s no good. Let’s talk about the things you concerned. Is it about your mother’s visa application?

好的，我和我先生希望能把我母亲从中国接到澳洲来居住，所以我想来咨询一下父母担保签证的事情。但是前段时间有些事情耽搁了。

What’s kind of delays if I may ask?

我母亲想要卖国内的房子，但是中间出现点问题。现在问题解决了，房子也成功卖掉了。所以现在想尽快移民澳洲。

Ok, can you tell me what time does your mother want to come? The reason I’m asking is the visa type for her.

我们希望她能尽快来。因为我们有5个孩子，需要帮手。

I totally understand as a father of four children. We couldn’t manage it without the help from my mother-in-law.

是的，所以这个签证能让她享有什么福利呢？

Well, this visa will only allow her to come to Australia. She will be not eligible for the Medicare service and she needs to pay the private insurance herself.

什么？医疗保险的费用也太贵了，一个月要2000块，她根本负担不了。而且我听说现在有一个临时父母移民签证要替换掉现在的父母移民签证，是吗？

Yes, but I don’t concern that because the proposed visa has not been finally approved yet.

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