Why did Immigration New Zealand (INZ) introduce this scheme?

新西兰移民局为什么要推出这项方案?

The aim of the FTS is to help facilitate the processing of student visa applications from Chinese people who want to go to New Zealand to study for 12 months or more.
The benefits of this scheme are that it:

• allows students’ parents to have control over the amount of money that their child has access to in New Zealand

• is a more convenient method than current alternatives to demonstrate the financial position of the applicant and his/her family;

• helps the immigration officer to determine the ability of parents to fund their child’s tuition and living costs in New Zealand. Usually this is done by the parents having to provide a range of documentation to show their financial position, which the immigration officer then has to scrutinise and verify.

推出新西兰留学专用帐户的目地是为了方便审理中国公民赴新西兰留学12个月或以上的学生签证申请。此方案的优势在于：

• 便于学生父母监督其子女在新西兰的资金使用情况

• 和现有的其他方式相比，更容易举证学生家庭的经济能力

• 帮助签证官去评估学生是否有足够的经济能力负担出国留学的学费以及生活费等各项费用。通常学生申请必须提交一系列材料证明其家庭经济情况，签证官再对提交的所有材料进行认真评估和核实。
  

How does the FTS work?

新西兰留学专用帐户方案如何运作？

Who can apply for this scheme?

新西兰留学专用帐户方案如何运作？

Which immigration offices accept the FTS?

哪个移民办公室接受新西兰留学专用帐户？

Where can I apply for the remittance account in China?

在哪里可以申请中国的新西兰留学专用帐户？

Which banks in New Zealand can I withdraw my money from?

在新西兰哪家银行可以取款？

What are the minimum and maximum amounts of money required for the remittance account?

新西兰留学专用帐户的最低和最高汇款额是多少？

RMB 150,000 or NZ$30,000 is the minimum amount required to open a remittance account for one year of planned study in New Zealand.

The account balance should be maintained proportionately (on a pro-rata basis) to the original FTS deposit amount and length of time planned to be covered by FTS deposit. For example, a three-year FTS deposit of 450,000 RMB should have a minimum of 300,000 RMB in the first year, and 150,000 RMB in the second year, held with the bank in China.

Those applicants whose intended study plan in New Zealand is fully covered financially by the amount deposited in the FTS will not be required to provide additional banking documentation, although certain conditions apply.

Students with long-term study plans may be asked to provide evidence of their family’s on-going ability to cover international education costs in New Zealand. Those applications partially covered by the FTS may be required to provide additional financial documentation.

计划在新西兰学习一年时间需要至少存入人民币15万元或者纽币3万元。

以此为标准，留学专用账户的余额应和最初存入账户的总额以及计划用其支付在新西兰学习的年限维持相应的比例。比如，一笔期限为3年、金额为45万人民币的留学专用账户，在汇过第一年的学费和生活费后，其账户余额应有至少30万人民币，在第二年应有至少15万人民币。

尽管有某些条件需要满足,但是使用留学专用帐户支付全部留学费用的申请人无须提交其他银行材料。

有长期留学计划的学生需要提供家庭持续经济能力的证明。使用留学专用帐户支付部分留学费用的申请, 仍需提交其他资金材料。

Will my deposit with the bank in China earn interest? How will it be calculated?

我在中国境内银行的留学专用账户存款能够获得存款利息吗？如何计算？

How long must I keep my money in this account?

我在该帐户的存款需要存多久？

How can I apply for a New Zealand bank account before I go to New Zealand?

抵达新西兰之前如何申请一个在新西兰银行的留学专用帐户？

Can I withdraw the deposit from the bank in China if my application is unsuccessful?

如果我的学生签证申请没有成功的话，我可以取出预存在留学专用帐户内的存款吗？

At what stage should I transfer my funds to New Zealand?

什么时候我需要将资金汇到新西兰？

What’s the minimum amount of money required for my first remittance transfer?

第一次汇款的最低限额是多少？

The requirements are different depending on your age.

Students aged 17 and under need to make two international funds transfers.

• The first funds transfer should be made to the intended education provider in New Zealand to cover both tuition fees and a homestay payment (accommodation). This amount covers the first course of study, usually around 12 months.

• The second funds transfer is to the ANZ bank to cover cost-of-living expenses for the same length of time.

Depending on your needs, the amount to be transferred will range from $NZ4,800 to NZ$18,000.

Students aged 18 and over also need to make two international funds transfers.

• The first transfer is to the intended education provider in New Zealand covers tuition fees, but does not include payment of homestay or other accommodation costs.

• The second funds transfer is made to ANZ bank to cover cost-of-living expenses.

The amount to be transferred will usually range from NZ$15,000 to NZ$18,000.

不同的年龄会有不同的要求.

17岁或以下学生需安排两笔国际转汇.

• 第一笔向新西兰教育机构支付首课程的学费及读书期间的住宿费，通常为12个月.

• 第二笔将读书期间的生活费汇款至新西兰澳新银行。

依个人需要，生活费的转款额度为每年4,800 – 18,000纽币。

18岁以上学生同样需要安排两笔国际转汇。

• 第一笔向新西兰教育机构支付首课程的学费,但是不需要包括寄宿家庭的费用或者其他住宿费，

• 第二笔将读书期间的生活费汇款至新西兰澳新银行。

汇款额度一般每年在15,000到 18,000 纽币间浮动。

How often should I transfer my money from China to New Zealand?

我需要多久从中国汇一次款到新西兰？

How much can I withdraw from my account each month while I am in New Zealand?

当我在新西兰时,每个月我可以从我的留学专用帐户取多少钱？

Does it mean that I can only access NZ$1,500 per month for my living costs in New Zealand?

这样是否意味着每个月我只能有纽币1, 500元的生活费？

What payments can my remittance account cover?

我可以使用留学专用帐户支付其他费用吗？

Can I withdraw money from my remittance account for use in an emergency?

紧急情况下，我可以从我的新西兰留学专用帐户取款吗？

If I decide to leave New Zealand, how can I arrange to withdraw money in my remittance account without closing it?

如果我决定离开新西兰，如何在不取消我的留学专用帐户的情况下取出该帐户内的余款？

Are there any other financial documents that I need to provide for my visa application, if an FTS is used?

如果我使用留学专用帐户，我还需要提交什么资金证明材料？

Step 1. Student -> CITIC Bank

第 1 步：学生 -> 中信银行

Step 2. Student -> INZ

第 2 步：学生 -> 新西兰移民局

Step 3. Student -> ANZ Bank (account opening)

第 3 步：学生 -> 澳新银行（开户）

If student visa is Approved-in-principle (AIP), applicant will email completed ANZ AOF, copy of passport biopage/signature page and copy of AIP letter to: [email protected]

New Zealand-based ANZ branch will open account within two working days and send welcome email to student.

如果学生签证已获原则批准 (AIP)，申请人可通过电子邮件寄送完整填妥的澳新银行开户申请表 (ANZ AOF)、护照个人信息页/签名页复印件和原则批准信复印件至: [email protected] 。

新西兰澳新银行将在两个工作日内办理开户，并向学生发送欢迎邮件。

Step 4. Student -> CITIC (funds remittance)

第 4 步：学生 -> 中信银行（汇款）

Student contacts CITIC to complete international TT payments to ANZ in New Zealand, and New Zealand education provider.

Note the different payment components are required for aged 17 and under, and aged 18 or above.

Refer to the frequently asked questions for more information.

学生联系中信银行 (CITIC)，以国际电汇形式向新西兰澳新银行和新西兰教育机构完成付款。

请注意，17 岁及以下和 18 岁及以上两种年龄阶段的付款方式不同。

请参阅新西兰移民局网站上的常见问题解答，了解更多信息。

Step 5. Student -> ANZ

第 5 步：学生 -> 澳新银行

Step 6. ANZ -> INZ

第 6 步：澳新银行 -> 新西兰移民局

Following funds transfer from China to student’s new New Zealand-based account,ANZ email funds confirmation to INZ processing officer and sends a copy to the applicant.

Student visa is then issued and returned to student, pending receipt of all AIP documentation.

从中国转款至学生新开的新西兰账户后，澳新银行向新西兰移民局受理官员发送电子邮件确认转款，并抄送给申请人。

然后，发放学生签证并退还给学生所有等待领取原则批准 (AIP)的 材料。

Step 7.Student -> ANZ (after arrival in New Zealand)

第 7 步：学生 -> 澳新银行（抵达新西兰后）

Following arrival in New Zealand, student presents original passport to ANZ and activates bank account.

An Automatic Payment (AP) is established, debit card is issued to student and other ANZ-related banking information provided.

Step 1. Student -> ANZ China (China account opening)

第一步. 学生-> 澳新中国(开户）

Student applies for the ANZ FTS account, deposits funds, signs account management agreement with ANZ China (deposit of NZD 30k
per annum).

ANZ China distributes an ANZ NZ Account Opening Form (AOF) and / or refers to Immigration New Zealand (INZ) website link to AOF

学生前往澳新中国分支行开立澳新海外留学专用账户，签署账户管理协议并存入足额资金（每学年需存入三万新西兰元）

学生可以从新西兰移民局的网站或从澳新中国得到澳新新西兰的账户申请表

Step 2. Student -> Immigration New Zealand (INZ)

第二步. 学生-> 新西兰移民局（申请签证）

Step 3. Student -> ANZ NZ (NZ account opening)

第三步. 学生-> 澳新新西兰（开户）

If student visa is Approved-in-principle (AIP) applicant will email completed ANZ AOF, copy of passport biopage/signature page and
copy of AIP letter to [email protected].

New Zealand-based ANZ branch will receive and open account within two working days and send welcome email to student.

学生在取得预签资格后将开户所需材料（包含新西兰账户申请表/护照复印页/个人签名/预签资格证明文件）电邮至 [email protected].

澳新新西兰会在收到这些材料后两个工作日内开立账户并在开立成功后发送成功开户的邮件给学生

Step 4. Student -> ANZ CN (funds remittance)

第四步. 学生-> 澳新中国（汇款）

Student receives ANZ welcome letter (incl. account details) via email.
Student then contacts ANZ CN to complete international TT payments to ANZ NZ and NZ Education Provider.

Note the different payment components required for aged 17 and under & aged 18 or above. Refer to FAQ on INZ website for more information.

学生在收到澳新新西兰发送的开户成功邮件（包含了账户号码）后，即可前往澳新中国分支行汇付留学所需的学费给学校以及汇付生活费给学生在澳新新西
兰所开的账户。

请注意：十八周岁以下的学生的生活费标准与十八周岁以上（含十八周岁）的学生是不同的，具体请参见移民局网站上公布的留学资金转移计划“常见问题”

Step 5. ANZ NZ -> INZ (issue of visa)

第五步. 澳新新西兰-> 新西兰移民局（发证）

Following funds transfer from China to student’s new, New Zealand-based account, ANZ New Zealand issue funds confirmation email to INZ processing
officer and send a copy to the applicant.

Student visa is then issued and returned to student pending receipt of all AIP documentation.

Step 6.Student -> ANZ NZ (after arrival in NZ)

第六步. 学生->澳新新西兰（抵达新西兰，开始学习生活）

Following arrival in New Zealand, student presents original passport to ANZ NZ and activates bank account. An Automatic Payment (AP) is established, debit card is collected and other ANZ related banking information provided.

Issued by Australia and New Zealand Bank (China) Company Limited (“ANZ China”). An investment or facility with ANZ China is neither a deposit with nor liability of Australia and New Zealand Banking Group Limited.

到达新西兰后，学生可凭护照原件前往澳新新西兰分支行激活其在澳新新西兰开立的账户以取得澳新新西兰提供的公众金融服务（自动汇款/借计卡以及其
他）

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