新洲的汽车保险费是全国最贵的

2014年05月17日 澳洲大众地产投资集团



新洲的汽车保险费是全国最贵的。

新州在一项汽车保险支出的调查中垫底。

悉尼已经是澳洲生活成本最贵的城市,而CANSTAR发布的汽车保险评级报告显示新州的车主们每年平均要比其他州多付$419的汽车保险费。

年龄不到25岁的男性司机是重灾区,平均支付每年$1840的综合险费,比其他州多$550。

新州的平均车险费用为每年$1382,高出维州的$1188,南澳的$982,西澳的$953,昆州的$864和它州的$844。

报告没有ACT和北领地的数据。

CANSTAR的分析师Adam Beu说各州间的保费差额反映了理赔风险的区别。

“这并不意味着某个州的司机车技更差,这反映了州人口和汽车的数量”他说。

“关于汽车保险最重要的找到你可以负担,并提供让你满意程度的保险政策”

该团体根据不同地点的几乎2万个报价来评估保险的星级,将最佳保险公司授予了Budget Direct 和AAMI。

Allianz和Ozicare也表现不错,有很多产品获得五星评级。

而ANZ,Westpac,Kmart Tyre and Auto Service 在评选中垫底。

NSW home to Australia’s most expensive car insurance

NSW has finished at the bottom of a survey into car insurance costs.

With Sydney already ranked as Australia’s most expensive city in terms of living costs, NSW motorists pay an average of $419 more each year for car insurance, according to a car insurance ratings report released by consumer advisory group CANSTAR.

Male drivers aged under 25 were the hardest hit, paying an average of $1840 for comprehensive coverage, or around $550 per year more for insurance than other states.

Average premiums in NSW were around $1382 per year, ahead of $1188 in Victoria, $982 in South Australia, $953 in Western Australia, $864 in Queensland and $844 in Tasmania.

Data for the ACT and Northern Territory was not available.

CANSTAR analyst Adam Beu says the differences in costs between states “reflect the different level of risk to an insurer of a claim”.

“That doesn’t mean that drivers are less skilled in one state versus another, but it does reflect state populations and number of cars,” he says.

“The important thing with car insurance is to find a policy that you can afford and that gives you a level of cover you’re happy with. Not all policies are created equal.”

The consumer comparison service examined almost 20,000 insurance quotes across a variety of demographics as part of research into its insurance star awards scheme, which awarded top honours to Budget Direct and AAMI.

Allianz and Ozicare also fared well, with plenty of five-star ratings for various insurance products, while ANZ, Westpac and Kmart Tyre and Auto Service were towards the bottom of the list for insurers.

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