IPA AU呼吁为小企业建立恰当、经济易操作的融资系统
澳大利亚公共会计师协会（IPA AU）呼吁研究制定《澳大利亚小企业商业白皮书》，为小企业制定恰当、经济可行的融资通道。
“澳大利亚储备银行（RBA）在其最近上交的有关融资体系调查提案中反映，诸多小企业缺乏经济可行的融资通道，”IPA AU全球执行总裁安德鲁·康威表示。
RBA在其关于融资系统调查的提案中提到，经营期不足3年的小企业使用信用卡及个人贷款方式要多于商业贷款。
“在许多案例中，小企业人士因将大部分热情倾注于事业发展，往往将其家庭和幸福置于危险境地，”安德鲁·康威认为。
“资金来源常被视为阻碍业务发展的主要障碍和挑战。小企业的可持续增长无论在生产力还是繁荣度方面，对澳大利亚经济都至关重要。我们希望穆雷评论结果能够解决一些阻碍小企业发展的财务障碍”。
《澳大利亚小企业商业白皮书》由IPA AU主导，澳大利亚政策及行业核心领导人参与，在澳大利亚首都堪培拉国会大厦所举行的一次特别峰会上发起，主要就小企业拓宽融资通道纳言献策。
“IPAAU意在从峰会获得反馈建议，从其他澳大利亚利益相关者中获得附加价值，并将于今年12月向澳大利亚政府提交终版小企业白皮书。”安德鲁·康威表示。
资讯原文：
Adequate, affordable, accessible, responsible
The Institute of Public Accountants (IPA)is calling for adequate and affordable access to responsible finance for smallbusiness within the development of the Australian Small Business White Paper.
“Recent comments made by the Reserve Bankof Australia (RBA) in its submission to the financial system inquiry reflectsthe reality that many small businesses lack access to affordable andresponsible finance,” said IPA chief executive officer, Andrew Conway.
The RBA’s submission to the financialsystem inquiry states that small businesses operating for three years or lessuse credit cards and personal loans more than business loans.
“In many cases, small business people areplacing their family homes and wellbeing on the line, as they drive theirpassion for their business,” said Mr Conway.
“Sources of finance are viewed as majorobstacles and challenges to business growth.
“The sustainability and growth of smallbusiness is crucial to Australia’s economy, both in terms of productivity andprosperity.
“We look forward to outcomes from theMurray Review in addressing some of the financing obstacles creating barriersto small business growth.
The Australian Small Business White Paperlaunched at a special Summit conducted by the IPA with a group of key policyand industry leaders in Parliament House in Canberra, has put forward a numberof recommendations around responsible finance for small business.
“It is the IPA’s intention to take feedbackfrom the Summit, gain additional input from other stakeholders acrossAustralia, and to submit the final Small Business White Paper to Government byDecember of this year,” said Mr Conway.
